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Blood Test Cost: Common Labs Explained (2026)

Basic metabolic panel: $50-$100. Comprehensive panel: $100-$200. Lipid panel: $50-$100. With insurance: $0-$50.

Updated Mar 2026Health$10-$500+
Blood Test Cost Calculator
Estimate lab costs with and without insurance

Common Blood Test Costs

TestWithout InsuranceWith InsuranceWhat It Tests
CBC$25-$60$0Red/white blood cells, platelets
Basic metabolic (BMP)$50-$100$0-$20Kidney, glucose, electrolytes
Comprehensive (CMP)$80-$200$0-$30BMP + liver function
Lipid panel$40-$100$0Cholesterol, triglycerides
Thyroid (TSH)$50-$150$0-$30Thyroid function
A1C$30-$70$03-month blood sugar avg
STI panel$100-$400$0-$50HIV, syphilis, chlamydia, etc.
How Costs Compare
13%
21%
11%
13%
8%
27%
CBC 7%
Basic metabolic (BMP) 13%
Comprehensive (CMP) 21%
Lipid panel 11%
Thyroid (TSH) 13%
A1C 8%
STI panel 27%

How to Save on Blood Tests

Order online ($15-$100) — Walk-In Lab, Direct Labs, and Ulta Lab Tests offer common panels at 50-80% off hospital prices, no insurance needed.
Annual wellness = free — Under ACA, annual preventive labs (CBC, lipid, A1C, CMP) are covered 100% with no copay. Schedule your annual physical.
Quest/LabCorp self-pay — Both offer transparent self-pay pricing that's 30-50% less than doctor-ordered tests billed to insurance you don't have.
Community health fairs — Many cities offer free or low-cost blood screenings at health fairs and community centers, especially in September-October.

Frequently Asked Questions

How much does a blood test cost?▼
$10-$500+ without insurance depending on the panel. CBC: $25-$60. Comprehensive panel: $80-$200. With insurance, annual wellness labs are typically free (preventive care).
Does insurance cover blood tests?▼
Yes. Routine annual labs (CBC, lipid, A1C, CMP) are covered as preventive care with $0 copay under ACA. Diagnostic tests may have copays depending on your plan.
Where is the cheapest place to get blood work?▼
Online order services (Walk-In Lab, Direct Labs) for $15-$100, then draw at Quest/LabCorp. Hospital labs are the most expensive — often 2-3x the cost.
How often should I get blood work?▼
Annually for basic wellness (CBC, CMP, lipid). More frequently if managing a condition (diabetes, thyroid, cholesterol). Your doctor will recommend a schedule.
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📊 Data Sources
Lab costs from Healthcare Bluebook, Quest Diagnostics, and Walk-In Lab. Updated March 2026.